xs sm md lg
  • New agricultural insurance product launched in Spain

    04 May 2017

    We entered the Spanish market this year with a new product tailored to the specific needs of Spanish cooperatives and able to cover gaps in farmers' protection.

    Learn more
  • Add-On as an enhancement to Multi-Peril crop Insurance in the U.S. (PDF, 234kb)

    26 January 2017

    Farming operations can suffer severe financial losses from yield and price volatility of agricultural commodities. Swiss Re Corporate Solutions created Add-On protection to supplement the U.S. federal Multi-Peril Crop Insurance (MPCI) program. Add-On insurance can increase coverage to as much as 90% to cover risks related to yield shortfall and lower than expected market prices, and provide enhanced income stability.

    Download
  • Combined insurance solutions for farmers’ associations (PDF, 235kb)

    26 January 2017

    Many farmers struggle to stay financially viable and to continue growing after a significant crop shortfall in their region of operation. Usually, this has an adverse impact on their business partners, such as service cooperatives or agricultural processing plants based in their region. Even farmers’ associations may face problems, from non-payment of membership fees to losing members who are going out of business. Yet they do not need to watch helplessly as crop shortfalls hurt farming communities. The farmers’ associations or other agricultural unions can be proactive. They can help their members to structure and implement an efficient solution that transfers the risks of a crop shortfall and provides more security to their operations. With such anticipatory support, farmers’ associations can not only add value to memberships but also build important and mutually beneficial relationships with other market players, such as processing companies, seeking a stable and predictable supply from farmers.

    Download
  • Crop insurance for contract farming operations based on precision f... (PDF, 240kb)

    26 January 2017

    The profit margins of contract farming operations depend heavily on crop production. Output is critical and easily hurt by incidents such as severe or unusual weather conditions (excess rain, drought, flooding etc) or pests and diseases. Managing inputs and technologies may reduce such risks to a certain extent, but some uncertainty will always remain. Adequate insurance cover can help improve access to credit, reduce the cost of capital and increase the investment appeal of a contract farming operation.

    Download
  • Crop shortfall cover for agricultural input suppliers (PDF, 164kb)

    26 January 2017

    Crop shortfall can affect the entire agribusiness value chain. Farmers suffering the financial impact of a bad crop may be forced to reduce their purchases of quality seeds and other agricultural inputs or even default on pre-financing contracts. Lower production volumes also create risks for input suppliers as they may face significant variations in their turnover and profit margins. However, crop shortfall risks can also provide good opportunities for input suppliers if they manage them proactively.

    Download
  • Crop shortfall cover for financial institutions (PDF, 273kb)

    26 January 2017

    Financial institutions have longstanding experience in managing risk, their tools ranging from currency hedging to insuring property and liability risks. Yet risks in financing agriculture can be a challenge for them, particularly when repayment of credit depends on harvest outcomes. Banks often face increased credit default risk when their debtors’ production is disrupted by severe or unusual weather conditions (excess rain, drought, flooding etc) or by pests and diseases or other factors. More severe losses arise when defaults occur across lenders’ portfolios of clients growing the same crops or farming in the same regions. Adequate insurance cover can help improve the lending appeal of agricultural corporations to financial institutions.

    Download
  • Crop shortfall cover for grain silo operators (PDF, 158kb)

    26 January 2017

    Silo operators depend on raw material (grains, oilseeds and the like) to run their operations efficiently. Yet the supply of these inputs is easily disrupted, by severe or unusual weather conditions (excess rain, drought, flooding etc) as much as by pests and diseases or other factors. When there is a shortage of commodities, silo operators are forced to run at a reduced capacity, facing higher operating costs and severe financial losses. Silo operators are always looking for effective ways to hedge their profit margins and stabilise their cash flow, whatever the weather conditions or risks affecting their access to a commodity. Adequate insurance cover can be an effective tool for agricultural storage firms to manage potentially crippling losses if a much-needed input happens to be in short supply.

    Download
  • Crop shortfall cover for large agricultural corporations (PDF, 194kb)

    26 January 2017

    The profit margins of farming businesses depend heavily on crop production. Output is critical and is easily hurt by incidents such as severe or unusual weather conditions (excess rain, drought, flooding, etc) or pests and diseases. Insurance cover can help agricultural corporations manage the loss of earnings suffered due to reduced crop production. Adequate insurance cover can also help improve access to credit, reduce the cost of capital and increase the investment appeal of an agricultural corporation.

    Download
  • Crop shortfall cover for transport and logistic operations in the a... (PDF, 206kb)

    26 January 2017

    Transport and logistics firms depend on raw material (grains, oilseeds and the like) to run their operations efficiently. Yet the supply of these inputs is easily disrupted, by severe or unusual weather conditions (excess rain, drought, flooding etc) as much as by pests and diseases or other factors. When there is a shortfall in crop production, transport and logistics firms are unable to use their infrastructure to full capacity, facing higher operating costs and severe financial losses. These firms are always looking for effective ways to hedge their profit margins and stabilise their cash flow, whatever the weather conditions or risks affecting the supply of a commodity. Adequate insurance cover can be an effective tool for transport and logistics firms to manage potentially crippling losses if much-needed inputs happen to be in short supply.

    Download
  • Insuring crops of countries and states with weather index solutions (PDF, 193kb)

    26 January 2017

    Significant crop shortfalls observed in various parts of the globe in recent years have had an adverse impact not only on the agricultural sector of countries but also on many other economic sectors related to agriculture, such as logistics, storage and processing industries. Lower supplies of agricultural commodities push up domestic food prices, potentially leading to social and political tensions. This may require additional public budget spending, in particular on importing food, or may result in decreased government revenue due to lower taxable earnings. Instead of just reacting to such critical situations, governments can take proactive measures to mitigate and minimise the consequences of a crop failure. Given the number of market players and the diversity of crops and farming technologies, a state crop insurance programme may seem difficult to implement. Index-based solutions by Swiss Re Corporate Solutions allow addressing major concerns of governments in this regard, by cutting the administrative burden and ensuring prompt payout after a loss.

    Download
  • Risk transfer solutions for agriculture corporations (PDF, 187kb)

    26 January 2017

    Volatility in the yield and price of agricultural commodities can lead to severe financial losses for all stakeholders in the agribusiness sector, including input providers, corporate farming operations, grain handlers, traders, processors and lenders. Swiss Re Corporate Solutions’ yield-index insurance products offer tailor-made risk transfer solutions that cover production shortfall (volume) and price risks.

    Download
  • Risikotransferlösungen für Agrarunternehmen (German) (PDF, 193kb)

    26 January 2017

    Schwankende Ernteerträge und volatile Preise für Agrarrohstoffe können zu schweren finanziellen Einbussen für alle Anspruchsgruppen des Landwirtschaftssektors führen. Davon sind Lieferanten, industrialisierte Agrarbetriebe (Corporate Farmers), Weizenhändler, Trader, Verarbeiter und Kreditgeber gleichermassen betroffen. Die indexbasierten Ernteertragsversicherungen von Swiss Re Corporate Solutions bieten massgeschneiderte Risikolösungen
    für die Deckung von Ernteausfällen und Preisschwankungen.

    Download
Load more