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  • Swiss Re Corporate Solutions awarded Insurer Innovation of the Year by FERMA

    22 November 2018

    We are honored to be awarded the European Risk Management Award 2018 in the category Insurer Innovation of the Year.

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  • Closing the gap: A sovereign insurance pool for Africa (PDF, 477kb)

    18 May 2018

    With 65% of the workforce employed in agriculture, millions of people living in sub-Saharan Africa depend on farming not only for food, but also for incomes and livelihoods. Without enough rain to feed the land, the effects can be devastating.

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  • Crop insurance for contract farming operations based on precision f... (PDF, 1.19mb)

    26 January 2017

    The profit margins of contract farming operations depend heavily on crop production. Output is critical and easily hurt by incidents such as severe or unusual weather conditions (excess rain, drought, flooding etc) or pests and diseases. Managing inputs and technologies may reduce such risks to a certain extent, but some uncertainty will always remain. Adequate insurance cover can help improve access to credit, reduce the cost of capital and increase the investment appeal of a contract farming operation.

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  • Crop shortfall cover for agricultural input suppliers (PDF, 631kb)

    26 January 2017

    Crop shortfall can affect the entire agribusiness value chain. Farmers suffering the financial impact of a bad crop may be forced to reduce their purchases of quality seeds and other agricultural inputs or even default on pre-financing contracts. Lower production volumes also create risks for input suppliers as they may face significant variations in their turnover and profit margins. However, crop shortfall risks can also provide good opportunities for input suppliers if they manage them proactively.

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  • Crop shortfall cover for financial institutions (PDF, 697kb)

    26 January 2017

    Financial institutions have longstanding experience in managing risk, their tools ranging from currency hedging to insuring property and liability risks. Yet risks in financing agriculture can be a challenge for them, particularly when repayment of credit depends on harvest outcomes. Banks often face increased credit default risk when their debtors’ production is disrupted by severe or unusual weather conditions (excess rain, drought, flooding etc) or by pests and diseases or other factors. More severe losses arise when defaults occur across lenders’ portfolios of clients growing the same crops or farming in the same regions. Adequate insurance cover can help improve the lending appeal of agricultural corporations to financial institutions.

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  • Crop shortfall cover for transport and logistic operations in the a... (PDF, 994kb)

    26 January 2017

    Transport and logistics firms depend on raw material (grains, oilseeds and the like) to run their operations efficiently. Yet the supply of these inputs is easily disrupted, by severe or unusual weather conditions (excess rain, drought, flooding etc) as much as by pests and diseases or other factors. When there is a shortfall in crop production, transport and logistics firms are unable to use their infrastructure to full capacity, facing higher operating costs and severe financial losses. These firms are always looking for effective ways to hedge their profit margins and stabilise their cash flow, whatever the weather conditions or risks affecting the supply of a commodity. Adequate insurance cover can be an effective tool for transport and logistics firms to manage potentially crippling losses if much-needed inputs happen to be in short supply.

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  • Insuring crops of countries and states with weather index solutions (PDF, 565kb)

    26 January 2017

    Significant crop shortfalls observed in various parts of the globe in recent years have had an adverse impact not only on the agricultural sector of countries but also on many other economic sectors related to agriculture, such as logistics, storage and processing industries. Lower supplies of agricultural commodities push up domestic food prices, potentially leading to social and political tensions. This may require additional public budget spending, in particular on importing food, or may result in decreased government revenue due to lower taxable earnings. Instead of just reacting to such critical situations, governments can take proactive measures to mitigate and minimise the consequences of a crop failure. Given the number of market players and the diversity of crops and farming technologies, a state crop insurance programme may seem difficult to implement. Index-based solutions by Swiss Re Corporate Solutions allow addressing major concerns of governments in this regard, by cutting the administrative burden and ensuring prompt payout after a loss.

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  • Risk transfer solutions for agriculture corporations (PDF, 187kb)

    26 January 2017

    Volatility in the yield and price of agricultural commodities can lead to severe financial losses for all stakeholders in the agribusiness sector, including input providers, corporate farming operations, grain handlers, traders, processors and lenders. Swiss Re Corporate Solutions’ yield-index insurance products offer tailor-made risk transfer solutions that cover production shortfall (volume) and price risks.

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  • Soluções de transferência de risco para empresas agrícolas (Portuguese (PDF, 183kb)

    26 January 2017

    A volatilidade da produtividade e dos preços das commodities agrícolas pode provocar perdas financeiras graves para todas as partes interessadas do agronegócio, inclusive fornecedores de insumos, estabelecimentos agrícolas, manipuladores de grãos, corretoras, processadores e credores. Os produtos de seguro indexados à produtividade da Swiss Re Corporate Solutions oferecem soluções de transferência de risco sob medida que abrangem riscos de quebra de safra (volume) e de preços.

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  • Weather station and satellite based index cover for farming operations (PDF, 1.07mb)

    26 January 2017

    Agriculture is the mainstay of most developing economies, with significant segments of the population depending on rainfed farming. Yet rainfed agriculture frequently suffers from droughts or excess rainfall, leading to volatile output levels. Due to that volatility, investments become high risk and farmers often underinvest, which results in low productivity. To increase productivity, farmers need access to lending. Their ability to borrow, in turn, will depend on their credit rating, which lenders assess based on farmers’ risk exposure and the risk mitigation options available to them. Agricultural risk transfer solutions, such as crop insurance, are an integral part of farmers’ risk mitigation strategy and help them reduce financial risks and attract loans.

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  • Crop shortfall cover for agricultural crushing operations (PDF, 925kb)

    26 January 2017

    Agricultural processing companies depend on raw material (grains, oilseeds and the like) to run their operations efficiently. Yet the supply of these inputs is easily disrupted, by severe or unusual weather conditions (excess rain, drought, flooding etc) as much as by pests and diseases or other factors. When there is a shortage in grain/oilseed supply, a crushing operation is forced to run at a reduced capacity, facing higher operating costs and severe financial losses. Crushing operations are always looking for effective ways to
    hedge their profit margins and stabilise their cash flow, whatever the weather conditions or risks affecting their access to a commodity. Adequate insurance cover can be an effective tool for agricultural processing firms to manage potentially crippling losses if a much-needed input happens to be in short supply.

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  • Agriculture: a precarious occupation? Not with Swiss Re Corporate Solutions

    13 January 2017

    Swiss Re Corporate Solutions specialises in the food and agriculture sector. We have experienced underwriting teams equipped to provide innovative, multi-line risk transfer solutions spanning the entire industry.

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25 August 2019

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