Reinsurance and insurance markets are changing rapidly. Insurers around the world have become increasingly sophisticated in managing their capital and risks. Consolidation, evolving solvency regulation and the spread of enterprise risk management are driving a trend of centralized re/insurance buying by insurance companies and large corporations, tailored to enable growth and steer group-wide
risk appetite across all types of risks.
Agricultural insurance is one of a number of risk management strategies used to confront the perils of agricultural production. It helps manage risks in the agricultural food value chain, stabilize farming income and promote investment in agriculture. In Latin America, agricultural insurance systems include formal and informal risk sharing and transfer arrangements, private insurance and post-disaster government relief. They span the spectrum of predominantly market-based systems where private insurers compete for business, to more state-directed programs.Download
Behind the excitement created by the leading emerging markets such as Brazil, India or China, there is a group of "frontier markets" which have a promising outlook for economic growth and offer attractive long-term potential for insurers. Swiss Re's latest <i>sigma</i> study looks at 21 frontier markets such as Nigeria, Ecuador, Vietnam and Azerbaijan. It provides an outlook for premium growth and an overview of the economic fundamentals which will lead to increased demand for insurance in these countries. The report also looks at the individual features of each market, covering topics such as impending regulatory changes and the influence of external factors such as regional trade agreements.Download
According to the latest <i>sigma</i> study, global insured losses from natural catastrophes and man-made disasters in 2015 were USD 37 billion, well-below the USD 62 billion average of the previous 10 years. There were 353 disaster events last year. Of those, 198 were natural catastrophes, which is the highest number in one year, according to <i>sigma</i> records.Download
Agriculture employs one in four in Peru. A highly diversified sector, it includes all segments – from commercial to smallholder farming. Export income from coffee is important to the economy but at the same time it’s exposed to
many perils: The coffee leaf rust outbreak in 2012/2013 was just the latest event to hit the sector
Underinsurance of property risks1 is a global challenge. Much of the protection gap is due to uninsured global natural catastrophe risk, which has been rising steadily over the past 40 years. Swiss Re’s sigma data show that total economic losses from natural disasters have averaged around USD 180 billion annually in the last decade,
with 70% (USD 127 billion, or USD 1.3 trillion in total over the 10 years) of that uninsured. Earthquakes, floods and windstorms are the main perils, particularly in areas of high population and property value concentrations.
En 2014 se produjeron 336 eventos catastróficos, de los cuales 189 fueron desatres naturales, la cifra más alta jamás registrada, y 147 fueron siniestros antropógenos. Estas catástrofes se saldaron con 12 700 víctimas entre muertos y desaparecidos.Download
La Ciudad de México es un centro económico de gran actividad muy expuesto tanto al riesgo de sufrir terremotos como desbordamientos de ríos. Mediante los modelos de riesgo de Swiss Re y los datos de peligros pormenorizados disponibles en CatNet, hemos analizado el posible impacto de estos riesgos y otros peligros naturales en el área metropolitana de México.Download
LosSegún el último estudio sigma, los daños asegurados globales como consecuencia de catástrofes naturales y siniestros antropógenos ascendieron a 45 000 millones de USD en 2013, por debajo de los 81 000 millones de USD de 2012.Download