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  • A hitchhiker's guide to smart contracts

    20 August 2018

    Does a contract have to involve people? In the future, maybe not. Thanks to blockchain technology, computer code is gradually taking the place of banks, governments and the legal system.

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  • sigma 4/2017: Insurance (PDF, 597kb)

    09 September 2017

    Emerging markets have been a major driver of global insurance premium growth over the last two decades. In 2016, emerging markets accounted for 20% of global premiums, up from 5% two decades ago. Nevertheless, many individuals and enterprises in emerging markets remain under- or uninsured, and therefore unprotected against external shocks arising from illnesses, natural disasters and accidents. These shocks can have lasting negative consequences for both economic growth and human development.

  • Your face is your new PIN: The rise of biometrics

    02 August 2017

    Imagine this – you're traveling abroad and run out of cash. You find the nearest ATM, take a selfie and instantly gain access to your bank account. Sound like a scene from a movie? It's closer to reality than you may think.

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  • sigma 3/2017: World insurance in 2016 (PDF, 1.95mb)

    05 July 2017

    Growth in the global economy was little changed in 2016 from the previous year with real gross domestic product (GDP) up 2.5%. Advanced economies’ GDP remained below the pre-financial crisis average, but was slightly above the annual average of the previous 10 years. Emerging market growth picked up only marginally, and was still far below the 10-year average.

  • Swiss Re SONAR: new emerging risks insights 2017 (PDF, 6.35mb)

    13 June 2017

    Underestimated infectious diseases, growing water stress, the impact of future artificial intelligence legislation, cloud risk accumulation or precision farming: Do you want to know more about these topics?
    Welcome to the latest edition of Swiss Re SONAR, our update of the
    emerging risk landscape.

  • 3D printing – From science fiction to reality

    08 May 2017

    Although 3D printing sounds like something out of science fiction, it's increasingly part of our daily lives. Thanks to the exponential growth of this technology, almost anything you might want can be made ready to order. Already we've seen 3D printers create medical devices, cosmetics, toys, even food!

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  • Cyber risk in the construction industry: Is your business protected?

    22 December 2016

    Design, engineering, and construction have a multitude of project risks. Most of these are identified, well-defined, and, hopefully, allocated to the party most capable of managing the risk. However cyber intrusion and its potential impact on your business – or your project owner's business – is probably the least appreciated of all construction risks, and it has no clear path to risk allocation or management.

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  • Swiss Re SONAR: New emerging risk insights (PDF, 1.59mb)

    23 May 2016

    Risk management is not just about managing risks in the present.
    It is about anticipating future risks – and risks are emerging everywhere. Foresight information is key to enable fast, yet high-quality

  • Smart Analytics at Swiss Re (PDF, 4.81mb)

    30 March 2016

    Smart analytics is an area of innovation that will drive both evolutionary and transformational changes in knowledge
    economies. At Swiss Re, we have already begun to build analytics capabilities that help us to improve the efficiency of our operations and deepen our client, market and risk insights. With smart analytics from Swiss Re, our clients will be able to better understand their own
    portfolios and risk landscapes and so be able to optimise the selection and pricing of risks.

  • Swiss Re SONAR: new emerging risks insights (PDF, 1.42mb)

    18 May 2015

    This year's emerging risks update analyses risks such as de-globalisation, super natural catastrophes, financial repression and the challenges posed by the "internet of things."

  • sigma 3/2014 Liability claims trends (PDF, 1.30mb)

    15 September 2014

    Liability claims have been lower-than-expected in recent years. This has boosted insurers' profitability despite declining liability prices, says Swiss Re's latest sigma study "Liability claims trends: emerging risks and rebounding drivers". The weak economic growth environment has been a key reason for benign claims. However, new risks and stronger economic growth will increase claims severity and generate more demand for liability insurance.

  • Swiss Re SONAR 2014 - New emerging risk insights (PDF, 1.55mb)

    08 July 2014

    Deflation. Cloud security. E-cigarettes. The earlier the insurance industry adapts to emerging risks, the better prepared it will be. Foresight and knowledge-sharing are essential to navigate a future in which change is the only constant.