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  • Cyber liability: Data breach in Europe (PDF, 3.59mb)

    08 March 2017

    This publication written by Elena Jelmini Cellerini and Christian Lang looks at the consequences of a data breach in Europe
    and compares the situations in Europe and the US with regard to the
    major features of such an event. It provides a snapshot of where the
    discussion stands at the beginning of 2017, about one and a half years
    before the new European General Data Protection Regulation (GDPR)
    will come into force. Watching the case law developing, in particular in
    the UK which has taken some landmark decisions in this area, is also
    an indicator for where Europe seems to be heading. The UK intends to
    implement the GDPR in spite of Brexit.

  • Cyber liability: Features of a data breach (PDF, 1.45mb)

    22 March 2016

    According to the United States-based identity Theft Resource Center, there have been more than 5 800 security breaches between 2005 and December 2015 in the US alone, during which hackers accessed third-party computer networks, stealing personal information including names, addresses, credit card numbers, PIN-codes, social security numbers and other financial information. In these breaches, more than 847m records were exposed. This paper considers the various losses and expenses these attacked companies face in the wake of a data breach and how widely used policy wordings respond to these issues. It also looks at how breached companies respond to a data breach, from a US perspective. The authors of this publication are Elena Jelmini Cellerini, Christian Lang, Catherine Lyle, Carol Kreiling and Ulrich Werwigk.

  • Liability insurance in Asia (PDF, 656kb)

    22 September 2015

    The liability insurance market in Asia is currently small, but is expected to offer significant growth opportunities in the coming years. In 2014, around 8% of global liability premiums, or about USD 12 billion, came out of Asia. The market has been
    growing rapidly: between 2007 and 2014, liability premiums in Asia grew by 10% per annum, compared with average global growth of just 1%. Liability premium growth is expected to average 8% annually between 2015 and 2020, compared with 6% growth globally. Liability penetration in Asia is low at 0.05% of gross domestic product (GDP) compared to 0.2% globally. The main reasons for low take-up are lack of product awareness, lax regulation and the not-so litigious culture in the region.

  • Mike Midgley elected ASHRM President

    17 August 2015

    As leader of this influential trade association, Mike will help shape the direction of healthcare risk management in the United States. He will also be the public face of ASHRM.

    Learn more