Credit Risk Analyst (Hybrid)
Regular Employment
Location: Sao Paulo, São Paulo, BR
About the role:
As Credit Analyst within the Credit & Surety Team Brazil you will be responsible to assess and evaluate risks as well as support the underwriting process.
Furthermore, you will be a member of the global Credit Analysis Team.
Your Main Tasks Are Defined as Follows:
- Obligor and Transaction Credit Risk Assessment and Rating for Credit & Surety Products
- Preparation of submissions of credit rating rationale
- Determine the maximum risk appetite on an obligor or transaction level
- Represent and justify rating rationale and risk appetite with stakeholders
- Approval/ recommendation of credit limits in line with the policies and standards
- Participate in projects to enhance Credit Analysis team efficiency, effectiveness, and quality
- Evaluation of financial structures, delivery of objective risk related inputs on transactions and counterparties as well as recommendation on risk mitigation and loss prevention.
- Responsibilities locally in Brazil and regionally in Latin America and supporting global initiatives as necessary.
About the Team:
Credit & Surety Corporate Solutions provides credit risk covers to banking clients and large, global corporates mainly in the areas of Trade, Commodity and Project Finance, Surety, Political Risk Insurance and Trade Credit Insurance and has full profit centre responsibilities. It comprises specialized credit origination and underwriting professionals located in 14 offices around the 4 global Corporate Solutions regions.
The role of the Global Credit Analysis team is to protect Corporate Solutions from credit losses arising from its Credit & Surety (C&S) underwriting activities. The team ensures that credit obligors are assessed, rated and appropriate credit risk tolerance levels are determined and respected. It also provides analytical services on credit-risk-related topics and serves as main point of contact for certain Swiss Re Group Risk Management related topics.
The Credit Analysis team in Brazil supports the Global Credit Analysis team, focused on fulfilling team responsibilities locally in Brazil and regionally in Latin America and supporting global initiatives as necessary.
About You:
Professional Experience:
- Minimum 3 – 4 years of experience in financial / credit analysis
- Working experience in multinational teams
- Representing cases and decisions with stakeholders
- Business relevant qualifications expected.
Skills:
- Ability to communicate effectively on all levels internally and externally
- High degree of self-motivation
- Ability to interact within an international team
- Good understanding of data analytics
- Ability to manage large workloads and tight deadlines
Languages:
- Fluency in Portuguese and strong command in English.
About Swiss Re Corporate Solutions
Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime.
Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind.
Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. Swiss Re Corporate Solutions embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.
If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience.
Reference Code: 136885
