Data Centres: Reducing Fire and Operational Risks through Smarter Design and Protection

Data centres form the backbone of modern business continuity, digital services, and global communications. With their high-value equipment, dense cabling, and reliance on uninterrupted power, they present a unique risk profile that demands robust fire prevention and loss control strategies. Notably, the leading cause of fires is not the electronic equipment itself, but electrical distribution systems such as wiring, cables, and protection devices.

As digital transformation accelerates and the scale of data centres expands, so too do the challenges in managing risks. This guide consolidates best practices, offering a clear overview of key considerations to help clients, insurers, and brokers mitigate potential losses and safeguard critical operations.